Accounts

Regular & Special Savings:

• $25.00 minimum opening deposit

• Must maintain $25.00 balance to continue membership*

• $100.00 average daily balance to earn dividends

• One free withdrawal through teller window per month/each additional withdrawal $1.00

• VISA debit card with approved application
  *$25.00 balance not required for special savings

TUTMA Savings:

• Texas Uniform Transfer to Minors Act (TUTMA)

• $25.00 minimum opening deposit

• Must maintain $25.00 balance to continue membership

• $100.00 average daily balance to earn dividends

• One free withdrawal through teller window per month/each additional withdrawal $1.00

• Only one custodian and one child are allowed per account

Convenience Checking:

• $100.00 minimum opening deposit

• No dividends earned

• No Share Draft Minimum Balance Fee

• Courtesy Pay of $500.00 after account has been opened for 60 days

• Unlimited check writing

• First order of checks free (limit one box)

• VISA debit card with approved application

Student Checking:

• $25.00 minimum opening deposit

• No dividends earned

• No Share Draft Minimum Balance Fee

• No Courtesy Pay

• Unlimited check writing

• First order of checks free (limit one box)

• VISA debit card with approved application

• $500.00 minimum opening deposit

• $500.00 daily balance to earn dividends*
  *dividends calculated on a tiered rate

• $250.00 minimum opening deposit

• $250.00 average daily balance to earn dividends

• $1,000.00 minimum to open

• 3 month, 6 month, 12 month, 18 month, & 24 month terms available

• You must maintain the principal amount of your certificate to earn the disclosed dividend rate

• Early withdrawal penalties may apply